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?? BMO CashBack Mastercard Review: Pros and Cons ExploredThe BMO CashBack Mastercard earns 3% cash back on groceries (up to $ per month), 1% cash back on recurring bills (up to $ per month), and % cash back. Welcome offer: Get up to 5% cash back in your first 3 months and a % introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee. New: Use your BMO debit or credit card to sign in to online or mobile banking, please follow these steps (instructions) to be redirected back here once you sign.