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How to Open a Bank Account without SSN in USA - Target Shopping - Indian/Jain Vlogger in USA5 Easy Steps To Create A Savings Account Online � Identity Proof (driver's license, passport etc.) � Address Proof (driver's license, passport etc.) � PAN card. You can open a PNC checking account online or in person. You'll need: A U.S. government-issued photo ID such as a driver's license, a non-driving state. What does it take to open a bank account online? � Your driver's license, passport or other government-issued ID card � Social Security number or Individual.