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6 Documents Needed for Mortgage Pre Approval - What Do I Need To Provide for a Mortgage ApplicationThere are several documents you might need when you apply for a home loan, including your tax returns, pay stubs, bank statements and credit reports. Mortgage pre-approval requires a buyer to complete a mortgage application and provide proof of assets, confirmation of income, good credit, employment. A minimum 5% down payment � A minimum credit score for a two-unit home � A minimum credit score for a three- to four-unit home � A DTI ratio of 36% or less.
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