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How To Link Venmo To TikTok ShopVenmo is an American mobile payment service, owned by PayPal. It works by giving consumers the option to connect their Venmo account to a credit card, debit. This MIGHT be the start of a paypal scam. This is where the scammer contacts you and then asks you you send back the 'erroneously transferred amount'. If you have not yet completed identity verification, you can send up to $ to your bank per week (depending on security checks at Venmo).