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Highest Bank CD Rates and Certificate of Deposit explainedNexBank Certificate Rates for October ; 12 months, %, $10, ; 12 months, %, $25, ; 18 months, %, $10, ; 24 months, %. 3 month CD: % APY (Balances $25, - $,). View Disclosures. Apply Now. NexBank. Need help? Call us at Mon - Fri: AM - 4. To lock your rate for a full year, consider NexBank's % offer. After that, five additional CDs pay % on terms of 10 to 13 months.