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Stop OrdersEarn a base interest rate with your Elite Business Money Market. %. Annual Percentage Yield (APY) footnote 6. open account. Your rates are effective as of. BMO Harris Platinum money market account offers an APY starting at % and ranging up to % (APY stands for annual percentage yield, rates may change). BMO (formerly BMO Harris) is another brick-and-mortar bank with a solid money market offering. Earn a base rate of % APY.