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How to Apply for Bank of Montreal BMO Credit Card - 2023Activate your card. To activate your credit card sign in to BMO Digital Banking. From the Account summary screen, select your credit card, click on �Manage card. Congratulations, your new BMO credit card has arrived! Complete the activation process and enter your BMO card details on this page. Make payments, review transactions, download statements and manage alerts, all in one place by registering for Business Credit Card Online Access.